WHO WE ARE?

The Utility District Credit Union was founded in 1935 by a group of EBMUD employees. Their aim was to give employees of EBMUD a place to save their money and, as a result, a source for lower-interest loans, borrowed from the members' pooled resources.

These founding fathers adopted the credit union movement's philosophy of "Not for Profit, Not for Charity; But for Service." This philosophy makes credit unions unique among financial institutions, and it continues to guide our Credit Union today.

Our Credit Union has come a long way during the ensuing decades, but our basic philosophy remains unchanged. We are still a cooperative union of people with a common bond and a common goal: to provide the best financial services possible for all members of the group.

Our Credit Union truly is people helping people.